Wonderful! Thanks Richard! You've been amazing, looking forward to working with you in the future!

Beckie Taylor

To whom it may concern,
I have known Richard for approximately 2 years and in that time he has been instrumental in assisting my small business with finance for two essential work vehicles. Richard has been highly knowledgeable, proactive and efficient and when dealing with my business finance requirements. I am indebted to Richard for his help and cannot recommend Richard’s services highly enough.
Kind regards,
Cameron
Sutton Forest Meat and Wine

Over the past lO years Richard has, in his capacity as a Financial Consultant, advised both my company and my family. Through the consistent delivery of financial consulting services in an extremely professional manner he has become a valued and trusted advisor to our family.

Clive

To whom it may Concern,
"We were introduced to by my brother-in-law to Richard in March 2018 and discussed all our needs in relation to Mortgages, Insurances and in general our financial needs. Richard has been excellent in providing detailed information, alternatives to cater for all our needs and has been very proactive working through these to bring to fruition. Even when we slacked off Richard has been diligent in following up to ensure we gain maximum benefits of solutions and opportunities. In some instances he has almost been able to pull a rabbit out of the hat and accomplished seemingly impossible tasks, given the time constraints. His service to us has been timely, concise and focussed on outcomes beneficial to us. He is always easy to reach, talk to and offers excellent customer service and we could not have asked for more. He is honest, upfront and gets directly to the point. I would highly recommend him to anyone who wants the best outcome for themselves"
Regards,
Jay Dixit

To Whom it May Concern,
I have been dealing with Richard Wellsmore for approximately five years, following a recommendation from a friend. During this period I have purchased four properties, most of which were not entirely straight forward and required some thinking out of the square. Richard was prepared to embrace these transactions and plough through, at times, an arduous loan acceptance procedure. I require a Broker who is not only prepared to take the challenge but give informed general advice when requested, also one who can give an unbiased comment on the likelihood of success and feasibility of an application. Richard’s level headed approach and work ethic leads me to heartily recommend and endorse his nomination.
Ken Comerford
Director B.Bus LREA

Over the last 10 years Richard Wellsmore from Futurity has assisted my family to source various home loans, which, because of our changing financial circumstances, have not always been a straight forward proposition. Indeed I suspect for anyone else less committed to helping their client, it would have been much simpler to decline to assist, such were the complications.

One of his great talents is to breakdown quite complex financial information to simple and straightforward principles so that his client can better assess the information before them. What more could a client ask of their financial advisor/broker. othing is a problem. No obstacle too great. My wife and I cannot express the gratitude we owe Richard.

Mark Barnes

My wife and I engaged Richard over ten years ago on the strong recommendation of our financial advisor when we needed to refinance our home loan. Since then we have used his services as a mortgage broker on several occasions, most recently to set up a mortgage facility for our new venture into property investing.

I have been consistently impressed with Richard’s knowledge of mortgages and other banking products, his willingness to listen carefully to our questions and concerns and his efficient way of conducting business. I have found him to be honest and forthright in all our dealings with him, never seeking to coerce us and always informing us fully about the issues at hand.

Ross McDonald

To whom it may Concern,
I have known Richard Wellsmore for more than 10 years and he has been our mortgage and insurance broker for only part of that time. I met Richard while camping at Sheep yard flats in Victoria and we got talking and exchanged numbers etc. I never thought that we would cross paths again till I remembered he said he did something with mortgages when I was shopping for a home loan. I gave Richard a call, and we started talking about what was possible. Richard helped us buy our first property in Canberra - a fine experience. We both discovered we liked snow sports while I was just a beginning skier. Richard even gave me my first real skiing lesson whilst being on a snowboard himself and by the end of the half day I was actually skiing. He is full of helpful, practical and sane advice. Perhaps the advice is not something you would like to hear or are ready to hear but none the less, Richard speaks frankly and fearlessly without sugar coating his words. We have come to appreciate the frank honesty and truth of his words again and again. We have recommended friends and family to him, and in turn they have experienced the fine level of service and effort Richard puts in to his clients. We were stunned to hear about Richard losing one of his young sons last year when we were in Austria. Despite this, he had the presence of mind and decency to ring up my wife's sister to let her know that he would not be able to make the appointment with them due to what had happened. I have seldom come across the level of professionalism, dedication and sheer single mindedness of purpose. He is an asset to financial industry and a valued advisor to us and our extended family. I often consult with Richard for advice on a range of matters relating from skiing to property to insurance and have received valuable advice that has saved us a lot of money in the long run. I would highly recommend him to anyone for financial advice or general life coaching. I regard him as my good friend and a person of impeccable character.
Regards,
Sid  

Following Richard's advice has enabled me to purchase more investment properties then other finance brokers have advised possible, through his advice on financial structure. I highly value Richard's advice on purchases, planning and financial structure as I feel a genuine concern for my outcome and over all plan for my future and will continue my dealings with Richard and Futurity for the rest of my investment choices.

Steven Clarke

Thats a great reduction, thank you for keeping up to date.

Excellent service!

Thank you,
Steve
15/7/21

Richard has always been extremely patient with us and always explains all things simply and plainly. Recently we had some issues with one of our lenders. After much personal time and effort from Richard, he personally sorted the whole matter with the management of the financial institution. In effect of this he has saved us a large sum of  money.

Todd Kirkness